NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair basic Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score. Sign'n'Drive qualifications still apply for both applicants.
Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
For Sign 'n' Drive, refer to the Program Checklist for a list of qualifications.
Encore beginning of term benefits is applicable however, rate reduction for Encore not compatible with any Scion Solutions retail program.
Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1 + rate.
Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
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